What you need to apply for the loan

An initiative of the Government of Trinidad and Tobago Coronavirus (COVID -19) business support

Activate Your Business Recovery

FROM THE GOVERNMENT OF THE REPUBLIC OF TRINIDAD AND TOBAGO

Here's what you'll need to submit

In order to apply, you will need to complete an application and submit digital copies of the following documentation, depending upon your business type.

  • Completed Application Form (please click here to download the form). The form must be dated, signed and verified with your business stamp where applicable.
  • Certificate of Registration.
  • VAT Registration.
  • Board of Inland Revenue (BIR) Registration.
  • NIS Compliance Certificate.
  • Two (2) forms of valid National Identification.
  • Proof of Address for Owner (not older than 3 months).
  • Evidence of Trading Address (if different from the proof of address above).
  • Audited Financial Statements / Management Accounts for two (2) years. If unavailable, submit Balance Sheet and Income Statement (refer to First Citizens Balance Sheet and Income Statement Template).
  • Cash Flow Projections for one (1) year (refer to First Citizens Cash Flow Template).
  • Proof of registration with the FIU (as applicable for a listed business).
  • License/permit to operate the type of business (as applicable).
  • Personal Financial Statement for the Owner (please click here to download the form).
  • Bank statements for the business (for the last 12 months).
  • A completed eFIRST online banking registration form (applicable to all new customers, and existing customers who aren’t registered with eFIRST – click here to download).
  • Completed Application Form (please click here to download the form). The form must be dated, signed and verified with your business stamp where applicable.
  • Certificate of Registration.
  • VAT Registration.
  • Board of Inland Revenue (BIR) Registration.
  • NIS Compliance Certificate.
  • Two (2) forms of valid National Identification for each Partner.
  • Proof of Address for all Partners.
  • Evidence of Trading Address (if different from the proof of address above).
  • Audited Financial Statements/ Management Accounts for two (2) years. If unavailable, submit Balance Sheet and Income Statement (refer to First Citizens Balance Sheet and Income Statement Template).
  • Cash Flow Projections for one (1) year (refer to First Citizens Cash Flow Template).
  • Proof of registration with the FIU (as applicable for a listed business).
  • License/permit to operate the type of business (as applicable).
  • List of Current Receivables and Payables.
  • Partnership Agreement (If none exists, this must be stated in the letter of request).
  • Borrowing resolution.
  • Personal Financial Statement for each Partner (please click here to download the form.
  • Bank statements for the business (for the last 12 months).
  • A completed eFIRST online banking registration form (applicable to all new customers, and existing customers who aren’t registered with eFIRST – click here to download).
  • Completed Application Form (please click here to download the form). The form must be dated, signed and verified with your business stamp where applicable.
  • Two (2) forms of valid National Identification for all Directors, Shareholders and Account Signatories.
  • Certificate of Incorporation/ Continuance.
  • Articles of Incorporation/ Continuance.
  • VAT Registration.
  • NIS Compliance Certificate.
  • Board of Inland Revenue (BIR) Registration.
  • Notice of Directors and Secretary.
  • Notice of Address.
  • Company By-Laws (If none exists, this must be stated in the letter of request).
  • Proof of registration with the FIU (as applicable for a listed business).
  • License/permit to operate in type of business (as applicable).
  • Information on identity of shareholders holding 10% or more of paid up share capital including one (1) form of valid national identification. May be evidenced on the Company’s last filed Annual Return, or the letter of request signed by the Company Directors and/or Secretary stating this information.
  • Audited Financial Statements/ Management Accounts for two (2) years. If unavailable, submit Balance Sheet and Income Statement (refer to First Citizens Balance Sheet and Income Statement Template).
  • Cash Flow Projections for one (1) year (refer to First Citizens Cash Flow Template).
  • Company Resolution. This represents the signed consent of all Directors & Secretary (or quorum of Directors) of the Company to open an account at the Bank, and affixed with the common seal/ stamp of the Company (if prescribed for use in the Company’s By-Laws). It must indicate the names of the authorized account signatories, their specimen signatures and specific signing authorities.
  • Personal Financial Statement of each Director (please click here to download the form).
  • Borrowing resolution.
  • Up to date Annual Returns.
  • List of Current Receivables and Payables.
  • Bank statements for the business (for the last 12 months).
  • A completed eFIRST online banking registration form (applicable to all new customers, and existing customers who aren’t registered with eFIRST – click here to download).

THIS LOAN IS AVAILABLE THROUGH FIRST CITIZENS