SME Stimulus Loan - Coronavirus Business Support in Trinidad & Tobago

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About the loan
Check if you’re eligible
What you need to apply
Help & FAQs

Home
About the loan
Check if you’re eligible
What you need to apply
Help & FAQs

Check if you are eligible to apply

An initiative of the Government of Trinidad and Tobago Coronavirus (COVID -19) business support

Activate Your Business Recovery

FROM THE GOVERNMENT OF THE REPUBLIC OF TRINIDAD AND TOBAGO

Answer the quick questions below to determine eligibility!

Are you the owner of a registered business operating in Trinidad & Tobago?*
- Yes
- No
What type of business is it?*
- Sole Trader
- Partnership
- Limited Liability Company
Is the annual income of this business between TT$1 million and TT$20 million?*
- Yes
- No
Does your business have a minimum of 5 employees?*
- Yes
- No
Has your business paid VAT to the end of January 2020?*
- Yes
- No
Has your business filed taxes to 2019?*
- Yes
- No
Do you have a current NIS Compliance certificate?*
- Yes
- No
We're sorry!
Unfortunately you are not eligible to apply for this loan at this time.
Unfortunately only the owner of a registered business can apply for this loan.
This loan is only open to businesses who have an annual income between TT$1 million and TT$20 million.
This loan is only open to businesses who have at least 5 employees.
This loan is only open to businesses who have paid VAT to the end of January 2020.
This loan is only open to businesses who have filed taxes to 2019.
This loan is only open to businesses who have an NIS Compliance certificate.
Great news!
Congratulations, your business is eligible to apply for the SME Stimulus Loan. First, let's check you have everything ready!

The following documents are required to be uploaded throughout the application process, so please take this time to ensure you have digital copies of everything ready to upload.
Sole Trader Document Requirements
Completed Application Form*
- Yes
- No
Please click here to download the form. The form must be dated, signed and verified with your business stamp where applicable.
Certificate of Registration*
- Yes
- No
VAT Registration*
- Yes
- No
Board of Inland Revenue (BIR) Registration*
- Yes
- No
NIS Compliance Certificate*
- Yes
- No
Two (2) forms of valid National Identification*
- Yes
- No
Proof of Address for Owner (not older than 3 months)*
- Yes
- No
Evidence of Trading Address (if different from the proof of address above)*
- Yes
- No
Audited Financial Statements / Management Accounts for two (2) years*
- Yes
- No
If unavailable, please complete our Balance Sheet and Income Statement template (refer to First Citizens Balance Sheet and Income Statement Template).
Cash Flow Projections for one (1) year*
- Yes
- No
If unavailable, please complete our Cash Flow Projections template (refer to First Citizens Cash Flow Template).
Proof of registration with the FIU (as applicable for a listed business)*
- Yes
- No, this is not applicable
License/permit to operate the type of business (as applicable)*
- Yes
- No, this is not applicable
Personal Financial Statement for the Owner*
- Yes
- No
Please click here to download the form.
Bank statements for the business (for the last 12 months)*
- Yes
- No
A completed eFIRST online banking registration form*
- Yes
- No, my business account is already registered with eFIRST
A completed eFIRST online banking registration form is applicable to all new customers, and existing customers who aren't registered with eFIRST - click here to download.
Partnership Document Requirements
Completed Application Form*
- Yes
- No
Please click here to download the form. The form must be dated, signed and verified with your business stamp where applicable.
Certificate of Registration*
- Yes
- No
VAT Registration*
- Yes
- No
Board of Inland Revenue (BIR) Registration*
- Yes
- No
NIS Compliance Certificate*
- Yes
- No
Two (2) forms of valid National Identification for each Partner*
- Yes
- No
Proof of Address for all Partners*
- Yes
- No
Evidence of Trading Address (if different from the proof of address above)*
- Yes
- No
Audited Financial Statements / Management Accounts for two (2) years*
- Yes
- No
If unavailable, please complete our Balance Sheet and Income Statement template (refer to First Citizens Balance Sheet and Income Statement Template).
Cash Flow Projections for one (1) year*
- Yes
- No
If unavailable, please complete our Cash Flow Projections template (refer to First Citizens Cash Flow Template).
Proof of registration with the FIU (as applicable for a listed business)*
- Yes
- No, this is not applicable
License/permit to operate the type of business (as applicable)*
- Yes
- No, this is not applicable
List of Current Receivables and Payables*
- Yes
- No
Partnership Agreement*
- Yes
- No, we don't have a partnership agreement document
If none exists, this must be stated in the letter of request document.
Borrowing resolution*
- Yes
- No
Personal Financial Statement for each Partner*
- Yes
- No
Please click here to download the form.
Bank statements for the business (for the last 12 months)*
- Yes
- No
A completed eFIRST online banking registration form*
- Yes
- No, my business account is already registered with eFIRST
A completed eFIRST online banking registration form is applicable to all new customers, and existing customers who aren't registered with eFIRST - click here to download.
Limited Liability Company Document Requirements
Completed Application Form*
- Yes
- No
Please click here to download the form. The form must be dated, signed and verified with your business stamp where applicable.
Two (2) forms of valid National Identification for all Directors, Shareholders and Account Signatories*
- Yes
- No
Certificate of Incorporation/ Continuance*
- Yes
- No
Articles of Incorporation/ Continuance*
- Yes
- No
VAT Registration*
- Yes
- No
NIS Compliance Certificate*
- Yes
- No
Board of Inland Revenue (BIR) Registration*
- Yes
- No
Notice of Directors and Secretary*
- Yes
- No
Notice of Address*
- Yes
- No
Company By-Laws*
- Yes
- No, our company does not have company by-laws
If none exists, this must be stated in the letter of request.
Proof of registration with the FIU (as applicable for a listed business)*
- Yes
- No, this is not applicable
License/permit to operate the type of business (as applicable)*
- Yes
- No, this is not applicable
Information on identity of shareholders holding 10% or more of paid up share capital including one (1) form of valid national identification*
- Yes
- No
This may be evidenced on the Company’s last filed Annual Return, or the letter of request signed by the Company Directors and/or Secretary stating this information.
Audited Financial Statements / Management Accounts for two (2) years*
- Yes
- No
If unavailable, please complete our Balance Sheet and Income Statement template (refer to First Citizens Balance Sheet and Income Statement Template).
Cash Flow Projections for one (1) year*
- Yes
- No
If unavailable, please complete our Cash Flow Projections template (refer to First Citizens Cash Flow Template).
Company Resolution*
- Yes
- No, this is not applicable
This represents the signed consent of all Directors & Secretary (or quorum of Directors) of the Company to open an account at the Bank, and affixed with the common seal/ stamp of the Company (if prescribed for use in the Company’s By-Laws). It must indicate the names of the authorized account signatories, their specimen signatures and specific signing authorities.
Personal Financial Statement of each Director*
- Yes
- No
Please click here to download the form.
Borrowing resolution*
- Yes
- No
Up to date Annual Returns*
- Yes
- No
List of Current Receivables and Payables*
- Yes
- No
Bank statements for the business (for the last 12 months)*
- Yes
- No
A completed eFIRST online banking registration form*
- Yes
- No, my business account is already registered with eFIRST
A completed eFIRST online banking registration form is applicable to all new customers, and existing customers who aren't registered with eFIRST - click here to download.

Tobago Micro, Small and Medium Enterprises (MSME) Assistance

Tobago businesses, see if you qualify for the Tobago House of Assembly (THA) programmes.

THA Fund Information

THA Grant Information

THIS LOAN IS AVAILABLE THROUGH FIRST CITIZENS

What to do next?

See who can apply
Check if you’re eligible
Check what you’ll need

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